You fell because you tripped over an unsecured electrical cord at the local pet store or you suffered catastrophic injuries in a car crash. There wasn’t enough insurance or maybe there wasn’t any at all, and now you find yourself needing to file a civil lawsuit.
That means making a personal injury claim against the responsible party in civil court. How long will it likely take for you to receive any compensation after you initiate a personal injury claim in Pennsylvania?
The extent of the conflict influences the duration of the case
Some personal injury claims are quick and easy to settle. When you file the lawsuit in civil court, the insurance company or business involved in your claim might realize that litigation will be expensive and damaging to its reputation. You may have an opportunity to settle the issue outside of court within weeks of initiating the lawsuit.
Other times, especially when the claim is against an individual, the other party may not be not in a position to compromise on the issue. In that case, you may have to actually go to court. It could take a year or even longer to get on the docket and have a court date for a civil case.
The jurisdiction where you file and the volume of civil cases at the time of your filing will determine how long you have to wait for a court date. The more evidence there is to present, the longer the litigation process itself may take.
You have to act in a timely manner
After not getting enough compensation from the applicable insurance policy or not having any coverage available at all, you probably have immediate losses you need to worry about paying. Your mortgage will still come due even if you can’t work because of your injuries, and you will have to eventually pay to replace your vehicle.
The sooner you act, the better. Under Pennsylvania law, there is a two-year statute of limitations on personal injury claims. If you wait too long to file, you might lose your right to take action.